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        <dc:date>2007-03-31T07:18:00+01:00</dc:date>
        <title>Loan Consolidation: Does It Make Sense?</title>
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        <description>A lot of people with financial problems turn to debt consolidation to fix their financial woes. Is this a smart thing to do? find out</description>
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        <title>Be Sure to Consolidate Your Student Loans After Graduation</title>
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        <description>After you graduate college, be sure to consolidate your student loans. It&amp;#039;ll simplify your repayment process and save you a lot of money.</description>
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        <title>How a Decrease in Student Loan Rates Will Effect You</title>
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        <description>Congress is considering lowering the rates of federal student loans from 6.8% to 3.4%. Learn how this will affect your pocketbook.</description>
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        <title>The Problem with Debt Consolidation</title>
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        <description>You will see a lot of advertisements about debt consolidation loans which will take care of your financial problems. These loans are not the solution to your financial problems.
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        <dc:date>2006-09-01T11:52:00+01:00</dc:date>
        <title>Debt Management Programs</title>
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        <description>If you are suffering under a mounting wall of terrible debt, debt management programs might just be the lifeline that you need to pull you back to the shores of financial solvency. Most debt management programs are only for very large debt – typically $</description>
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